Ananda Dalai has been appointed as Head of Credit at Auriolus Finvest, a subsidiary of Power2SME, bringing over 15 years of experience in credit underwriting, risk assessment, portfolio management, fraud risk mitigation, and regulatory compliance. In his new role, he will lead the company’s credit strategy, strengthen risk governance frameworks, and support sustainable business growth through robust lending and portfolio management practices.
Prior to joining Auriolus Finvest, Ananda spent more than eight years with Oxyzo Financial Services as Zonal Credit Manager, where he led credit risk and underwriting functions across North India. He played a key role in portfolio monitoring, policy formulation, product structuring, geographical expansion, and team leadership, helping build strong credit frameworks while maintaining portfolio quality.
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Before Oxyzo, he served as Area Credit Manager at India Infoline Finance Limited (IIFL), overseeing credit appraisal, financial analysis, due diligence, and risk evaluation for SME and healthcare lending portfolios. His expertise in assessing complex lending opportunities and managing credit risk contributed significantly to business growth and portfolio performance. Earlier, Ananda worked with Electronica Finance Limited as Credit Manager and began his professional journey with Intec Capital Limited, where he developed a strong foundation in credit analysis, borrower assessment, lending operations, and financial evaluation.
With a career spanning Auriolus Finvest (a subsidiary of Power2SME), Oxyzo Financial Services, India Infoline Finance Limited (IIFL), Electronica Finance Limited, and Intec Capital Limited, Ananda brings deep expertise in credit risk management, SME financing, portfolio governance, and business lending. His appointment reflects a proven track record of building strong credit frameworks, driving sustainable growth, and maintaining robust risk governance, positioning him well to strengthen Auriolus Finvest’s credit function as the organization continues to scale.
